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628 Ruby St, Otsego, MI 49078 Property Records

Property Overview

628 RUBY ST is a 1,344 square foot Single Family Residential located in OTSEGO, MI on a 0.412 acre lot. The residence includes 2 bathrooms.

Compared with other lots in the area, it is a similar size, and aligns closely with neighborhood norms. Inside, it offers about the same liveable space as nearby homes. It has 3 fewer bedroom(s) and the same number of bathroom(s) than most nearby homes.

Home Owner Information

View the current owners of the property, including when they acquired it and possible contact details that may support property research or outreach.

Current property owner summary for 628 RUBY ST, OTSEGO, MI 49078, including ownership details and contact options for real estate professionals and investors.

Resident Information

Find out who lives at the property now or in the past. Gain valuable insights into occupancy patterns, turnover, and potential outreach opportunities.

Resident lookup for 628 RUBY ST, OTSEGO, MI 49078, including details for professionals analyzing tenant or occupancy history.

Property Details

Check out key details like square footage, lot size, and build year to get a quick sense of the home's age and general characteristics.

Lot & Building Details

Location & Legal Attributes

Property Address
628 RUBY ST, OTSEGO, MI 49078
Assessors Parcel Number
17-461-042-00
Census Block
26005-031900-3030
School District
Otsego Public Schools

Property Basics

Property Type
Single Family Residential
Square Footage
1,344

Interior & Layout

Number of Bathrooms
2
Stories/Levels
1

Property Value & Taxes

Learn about the market value and property tax history of 628 RUBY ST, OTSEGO, MI 49078. A must-view for homeowners, investors, and real estate professionals looking to assess current valuations, equity potential, and historical tax trends for smarter investment decisions.

Estimated property and rental value for 628 RUBY ST, OTSEGO, MI 49078,  based on professional-grade models and market data.

Tax History

Review the property tax history to track changes in assessed value and yearly taxes, essential for understanding equity growth and ownership costs.

Tax history and assessed value trends for 628 RUBY ST, OTSEGO, MI 49078, showing changes in valuation over time.

Mortgage & Deeds

Explore historical deed transfers and mortgage activity to evaluate financing trends and leverage. Learn who financed the property and when.

Property deed and mortgage history for 628 RUBY ST, OTSEGO, MI 49078, showing ownership changes and financing over time.

Liens & Risk Indicators

Uncover financial risk indicators connected to this property. This section details recorded liens and other market-level distress signals—essential insights for investors, agents, and researchers evaluating opportunity and title health.

Involuntary Liens

Check for outstanding liens that could complicate title transfer. A must-have for due diligence and avoiding surprises at closing.

Involuntary lien records for 628 RUBY ST, OTSEGO, MI 49078, showing claims that may impact title status or future transfer.

Market Snapshot

OTSEGO, MI

The real estate market in OTSEGO, MI includes approximately 3,525 residential properties. Over the past 12 months, there were 144 home sales recorded (steady sales activity), with a median sale price of $279,000 based on recent activity

Properties in this area have an average loan-to-value ratio (LTV) of 29.09%, and around 72.88% of homes are considered average equity, indicating exceptional equity levels. These figures reflect the overall financial positioning of homeowners in the market.

Within the past 12 months, there are 2 pre-foreclosures and 111 involuntary liens reported in the OTSEGO. In total, about 0.06% of properties are in some stage of financial distress, indicating that this market is in low distress.

These insights offer a 12-month snapshot of market conditions in OTSEGO, MI, highlighting a balanced market with steady conditions for homeowners, investors, and real estate professionals alike.

Market Stats Overview

Total Residential Properties
3,525
Total Home Sales
144 12 mo. trend
Median Home Price
$224,000 12 mo. trend
Average Loan-to-Value
29.09%
Current Pre-foreclosures
2
% of Properties in Distress
0.06%
Total Involuntary Liens
111
% of High Equity Homes
72.88%

Nearby Properties

Explore nearby properties in the same census tract as 628 RUBY ST. to compare home values, features, and market trends in this part of OTSEGO, MI.

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