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Santa Cruz County Housing Market Trends

Market Summary

Property Focus is a top real estate property search platform that provides in-depth property insights, transaction histories, and ownership data across the U.S. In the past 12 months, Santa Cruz County saw 1,689 residential properties sold. As of June 2025, the median price for a single-family home is $1,065,000, with a median AVM value of $1,248,000 for properties sold in the last year.

There are 2,135 involuntary liens on 1,789 properties, 51 in pre-foreclosure, and 57,200 properties with more than 50% equity in Santa Cruz County. The market also includes 27,107 fully paid-off homes, offering unique opportunities for buyers and investors.

Market Stats Overview

Total Residential Properties
73,912
Total Home Sales
1,689 12 mo. trend
Median Home Price
$1,065,000 12 mo. trend
Average Loan-to-Value
21.64%
Current Pre-foreclosures
51
% of Properties in Distress
0.07%
Total Involuntary Liens
2,135
% of High Equity Homes
77.39%

Markets Nearby Santa Cruz County

The cities and zip codes below highlight the highest-value real estate markets within Santa Cruz County, ranked by median home sale prices. Top areas include Los Gatos ($2,524,000), Santa Cruz ($1,426,000), 95033 ($1,538,500), and 95060 ($1,456,000), which have commanded the highest median prices in the local housing market over the past 12 months. These areas represent the most valuable residential properties in the county. Search nearby counties to discover their top markets.

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